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DGL Attorneys At Law Uber & Lyft Accidents

Atlanta Uber & Lyft Accident Lawyer

Injured in a Crash Involving a Rideshare Driver in Atlanta, GA?

If you or a loved one were injured in a car accident involving an Uber or Lyft in Atlanta, the legal landscape can be confusing: different insurance applies depending on whether the driver was logged into the app, waiting for a request, or actively transporting a passenger. At DGL Attorneys At Law, our Atlanta rideshare accident lawyer team helps victims cut through the complexity, identify the liable parties, and pursue full compensation for medical bills, lost income, and long-term care needs.

Call (770) 404-8239 or contact us online today to schedule a free consultation with our team.

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  • $8.5M Settlement for a Commercial Truck Accident
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Who is Liable for an Uber or Lyft Accident?

Liability in an Uber or Lyft accident depends on who caused the crash and whether the rideshare driver was “on the clock” at the time. Insurance coverage varies dramatically based on the driver’s app status.

When the Driver Is Logged Off

If the rideshare driver is not logged into the Uber or Lyft app, the rideshare company’s insurance coverage does not apply. In this scenario, the driver is considered to be using their personal vehicle for personal reasons, and their personal auto insurance policy is responsible for any damages.

If the at-fault driver’s personal policy is insufficient to cover your losses, your attorney can explore other potential recovery sources, including uninsured/underinsured motorist coverage.

When the Driver Is Logged On But Hasn’t Accepted a Ride Request

When the driver is logged into the app and waiting for a passenger request, the rideshare company provides contingent liability coverage. This means the company’s insurance will step in only if the driver’s personal policy does not fully cover the damages.

Typically, this contingent coverage includes:

  • $50,000 in bodily injury per person
  • $100,000 in bodily injury per accident
  • $25,000 in property damage

These coverage amounts can still leave injured victims with significant unpaid expenses. An Atlanta rideshare accident lawyer can help determine how best to pursue full compensation from all available insurance sources.

When the Driver Has Accepted a Ride or Is Transporting a Passenger

Once a driver accepts a ride request and while transporting a passenger, Uber and Lyft provide their highest level of insurance coverage—up to $1,000,000 in third-party liability protection. This policy covers injuries and property damage resulting from the driver’s negligence or another driver’s fault during an active trip.

In addition to this $1 million liability policy, rideshare companies often include:

  • Uninsured/Underinsured Motorist Coverage (UM/UIM): Protection if another driver causes the crash but lacks adequate insurance.
  • Contingent Collision and Comprehensive Coverage: Available if the rideshare driver has this coverage on their personal policy (subject to a deductible).

These policies can make a crucial difference for passengers, pedestrians, or other motorists injured in Uber or Lyft crashes.

Georgia Rideshare Laws

Georgia law recognizes transportation network companies (TNCs) such as Uber and Lyft and sets out specific insurance obligations for each phase of a driver’s activity. The law requires different coverage levels depending on whether a driver is offline, online and waiting for a ride request, or actively transporting a passenger.

These regulations exist to ensure that injured passengers, pedestrians, and other motorists have a clear path to financial recovery after a rideshare-related crash. However, determining which insurance applies—and how much coverage is available—can be complicated without the help of an experienced attorney.

What This Means for Your Claim in Atlanta

Determining which insurance policy applies is essential to securing full and fair compensation. At DGL Attorneys At Law, we thoroughly investigate:

  • The driver’s app and trip records
  • GPS and phone data showing whether they were logged in or transporting a passenger
  • Insurance coverage limits and applicable policies
  • Statements from the driver, passengers, and witnesses

Once we know which phase the driver was in, we can identify the responsible insurance provider and pursue the maximum recovery available under Georgia law.

Even when a $1 million policy applies, insurance companies often try to minimize payouts. Our firm’s Atlanta rideshare accident lawyers handle the negotiation and litigation process to ensure that your medical expenses, lost wages, and pain and suffering are fully addressed.

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Atlanta Uber & Lyft Accident Claim FAQs

Q: Do I contact Uber or Lyft after a crash?

A: You should first contact emergency services and get medical attention. You can report the crash to the rideshare company through its app, but avoid making detailed or recorded statements to insurance representatives before speaking with an attorney. Your lawyer can handle all communications on your behalf.

Q: How can I prove what the driver was doing at the time of the accident?

A: Uber and Lyft maintain precise digital records of their drivers’ activities, including logins, accepted trips, and completed rides. Your attorney can request this data to establish whether the driver was offline, online and waiting, or actively transporting a passenger.

Q: What if another driver caused the rideshare accident?

A: If another motorist was at fault, your claim will generally proceed against that driver’s insurance. However, if they are uninsured or underinsured, Uber or Lyft’s coverage may still provide compensation if you were a passenger or if the rideshare driver’s coverage applies.

Q: Can I file a claim if I was a pedestrian or bicyclist hit by a rideshare driver?

A: Yes. Pedestrians, bicyclists, and other motorists injured by a negligent Uber or Lyft driver may be eligible for compensation. Determining the driver’s app status at the time of the crash will be key to identifying which insurance policy applies.

Q: How long do I have to file a rideshare accident claim in Georgia?

A: In Georgia, the general statute of limitations for personal injury claims is two years from the date of the accident. Failing to file within that period may bar your right to recover compensation. Contact an attorney as soon as possible to protect your rights.

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Why Choose DGL Attorneys At Law

Rideshare accident claims involve multiple insurance companies, competing liability arguments, and fast-changing laws. The experienced Atlanta rideshare accident lawyers at DGL Attorneys At Law understand how to navigate these cases from start to finish.

When you work with our firm, we will:

  • Investigate the accident and obtain critical rideshare app data
  • Identify all liable parties and insurance coverages
  • Handle communications and negotiations with insurance companies
  • Pursue maximum compensation through settlement or trial

If you were hurt in an Uber or Lyft crash in Atlanta, don’t face the insurance companies alone. We work on a contingency fee basis — meaning you don’t pay anything unless we win your case.

 Contact us today at (770) 404-8239 for a free, no-obligation consultation with our Atlanta rideshare accident attorney.

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What Sets Us Apart

Why Choose DGL Attorneys At Law?

  • Your Case Will Be Handled with Care by a Partner of Our Firm
  • We Apply All of Our Attention and Resources to Prepare Your Case
  • Attorney DelCampo Is a Current President of the Georgia State Bar
  • Attorney DelCampo Was the First Hispanic Georgia State Judge; Attorney Lopez Was the Second
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